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We are the current that connects insurance

Applied creates connections between the essential elements of the policy journey, bringing together insurers, MGAs and brokers to enable end-to-end workflows across systems. By applying AI automation to modern infrastructure, we are engineering smarter workflows and driving better decisions that accelerate growth for all stakeholders.

 

Applied Systems builds the software that independent brokerages, insurers, and MGAs use to run their business and to do business with each other. 

On the brokerage side, that is the broker management system the business runs on – every line, every location, one record – with quoting, servicing, accounting, and benefits built into it. 

On the insurer side, it is the connectivity that reaches broker desktops and the risk digitization that turns a submission into a decision. 

Between the two sits the part nobody sees: We are the current that connects insurance. The infrastructure that carries data from one to the other, so nobody has to rekey it. 

How Applied got here

  • 1983

     

    Applied Systems was founded in 1983 on a simple idea: automate the insurance lifecycle so that our agent customers can help safeguard and protect what matters most.

  • 40+ years later

    That idea has grown into a rallying cry that aims to reimagine how insurance flows in a way that delivers compounding value for each participant in the lifecycle, including agents, carriers, and the end customer.

  • By buying

     

    EZLynx brought comparative rating and its own agency management platform. Indio brought application management. Ask Kodiak brought appetite and eligibility communication. Planck and Cytora brought native AI.

  • By building

     

    Alongside them we built Applied Pay, Book Builder, and Recon inside Applied Epic®. Each one reframes how a piece of insurance gets done.

What makes Applied different

A connected network of insurers, MGAs and brokers, enabling more efficient communication and operations

One connected platform that enables an end-to-end policy lifecycle, not a patchwork of integrated systems

Sustained investment in AI and automation, drawing on Applied's global R&D

Built for the long term

Majority-owned by Hellman & Friedman, with growth investment from CapitalG (Alphabet’s growth equity fund), JMI Equity, and Stone Point Capital.

See why agencies and carriers choose Applied

Applied by the numbers

  • 3,000+


    customer obsessed members of Team Applied

  • 1.5M+


    transactions moving between agencies and carriers every day

  • 339,000+


    people use Applied software every day, across 7 countries

Leadership

Who runs Applied

Applied’s leadership team comes out of insurance, out of enterprise software, and out of companies that scaled through acquisition, with a European leadership team running the business here. Some have spent their whole careers in this industry and know exactly why a renewal process looks the way it does. Others arrived from outside it and keep asking why it still does. 

Meet the leadership team

What We Value

Six values, written as commitments rather than nouns, because that is how they get used internally.

  • To always innovate

    The category does not reward standing still, and neither do our customers.

  • To be results-oriented

    Shipped and adopted, not announced.

  • To work with great people

    Who we hire is the product decision that compounds hardest.

  • To do the right thing

    Including the times it costs us something.

  • To lead our industry

    Leading means going first, which is not always comfortable.

  • To exceed expectations

    Measured against what customers were promised.

Life at Applied

More than 3,000 people across seven countries wake up every day thinking about Applied and its customers, most of whom will tell you they came for the role and stayed for the team.

See life at Applied

Inclusion and belonging

We are intentional about building a workplace where the people we hire feel supported to do their best work.

Read about inclusion and belonging

More about Applied

Recognition

Applied's technology has been recognised by the UK insurance market itself, including twice as Best Broker Software Management House at the Insurance Times Tech & Innovation Awards. Recognition matters when you are choosing a system you expect to run for a decade: it says the product is credible.

See all recognition

In the news

Product launches, acquisitions, industry research, and the commentary we put our name to.

Visit the newsroom

Sustainability and compliance

We are committed to fostering transparency, governance, and operational integrity of our Environment, Social, and Governance (ESG) and risk management efforts, ensuring a stable, resilient foundation for sustainable innovation.

See sustainability and compliance

Data security

Applied protects the policy records, client data, and financial transactions that move through our platform, backed by independent audits, not just our word. 

Read about trust and security

The current at work

If we need to make a change, we can just go straight on to Applied Riskhandler and release product updates live.

Brian Hughes
Brian Hughes Director of Underwriting Ornella Underwriting Ltd.

Working with Applied Riskhandler delivered the right fit in terms of solutions partnership, plus the advanced toolkit and flexibility allowed us to deliver the tailored underwriting approach we were looking for with specific rules aligned with unique customer segments.

David Bolger
David Bolger CEO Fastnet Underwriting

Working with Applied gave us a fast, efficient way to integrate with our chosen underwriters, which meant we could rapidly build this unique proposition for SuperSaveClub members. We have built an efficient, AI-enabled distribution platform, with Applied providing the connectivity that brings us together with the insurers.

Jason Wilby
Jason Wilby Co-Chief Executive Open

Questions about the company

Applied Systems is privately held. Hellman & Friedman holds the majority stake, with growth investment from CapitalG, JMI Equity, and Stone Point Capital. Applied is not publicly traded.

1983. Applied has been building software for insurance for more than forty years, and serves insurers, MGAs and brokers across the UK from offices in Brighton and Belfast. 

More than 3,000 employees across seven countries. Around 339,000 people work in Applied software every day.

Cytora, Relay, EZLynx, Indio, Ask Kodiak and Planck, among many others over the decades. Each brought a capability that now runs inside the wider platform.