Benefit plan design is how a broker models and compares Benefit plan options: adjusting deductibles, contributions and funding structures to see the cost impact before making a recommendation to the client. In Applied Epic, Quotes Benefits handles modeling for medical, dental and ancillary plans, then turns the chosen design into an agency-branded proposal.

Start from the group census, model plan and funding options side by side, then build the proposal from the comparison. Quotes Benefits runs all steps in Applied Epic, covering medical, dental and ancillary health benefits quotes in one pass. The program a client approves lives in the same record the agency services.

Applied Epic can be used to manage large group plans; the quoting itself depends on the platform. Quotes Benefits quotes small group and level-funded mid-size medical, dental and ancillary plans natively. For medium and large group work, certified quoting integrations bring the finalized plan details into the Applied Epic account automatically.

Plans sit side by side in one view. Change a deductible, a contribution split or a funding vehicle, and the cost impact recalculates immediately, giving clients instant answers to various what-if questions. Plan modeling for health benefits covers medical, dental and ancillary lines in the same view.

Yes, although it depends on which quoting platform you're using. If your team prefers to quote somewhere else, certified integrations leverage Applied Epic APIs to bring new business plan deatils into the account without manual entry. Your agency controls which departments, profit centers and accounts the quoting platform can sync to.

Yes. Applied Benefits Designer is now called Quotes Benefits. It is the same plan design and quoting capability under a new name, running inside Applied Epic on the client's account – model medical, dental and ancillary plans, pull carrier rates, and build the proposal without moving the group to another system.