United States
Canada (English)
United Kingdom
Ireland
Owners and principals
Agency owners
Read what each line, branch, and producer earns, and grow what the agency is worth.
The current that connects insurance
Whether you place the risk or write it, insurance moves on Applied. AI built for insurance automates out the friction and turns your time toward growth – all while you conduct the work.
Agency systems, carrier connectivity, and the AI transforming insurance distribution
Applied Systems connects both sides of insurance: the agencies that sell and service it, the carriers that write it and everything in between. We believe every connection should make the next one better. That’s why we’re reimagining the policy lifecycle with AI that takes the friction and wasted time out of each stage. Every connection we create carries data, intelligence and action. As those connections multiply, their value compounds – powering a smarter, faster and more connected insurance industry.
Solutions designed specific for your needs
Choose agencies or carriers, then the team you’re accountable for.
Finance leaders
Finance and accounting
Every dollar posts to its policy as the work happens, and audit questions already have answers.
Servicing teams
Servicing and account management
Whoever covers an account works the same renewal list, from the same client history.
Underwriting leaders
Underwriting
Underwriters apply their judgment to pricing risks, because the file is already assembled when it reaches them.
Distribution leaders
Distribution
Agencies will consolidate with the carriers that quote the quickest and provide the best broker experience.
IT leaders
IT
Your core systems stay in place while submissions and policy data move to and from agencies.
Prioritize the outcomes that matter most
Choose the number you’re measured on this year, from revenue to loss ratio.
Outcome 01 · For agencies and brokers
Grow revenue from the book you already service
You cross-sell to accounts you already service, submissions reach best-fit carriers, and revenue per employee rises as the book outgrows the back office.
Outcome 02 · For agencies and brokers
Bind more of what you market, in fewer rounds
Submissions reach carriers ready to write them, more quotes come back for each one, and some renewals arrive quoted before your team starts. Clients get their answer sooner.
Outcome 03 · For agencies and brokers
Win and keep clients on the strength of your advice
When routine requests take care of themselves, your team has more time to review coverage and plan with each client. Satisfied clients are likely to stay longer and refer others.
Outcome 04 · For agencies and brokers
Carry more of the book with the team you have
Work entered once serves every department after it, so month-end closes sooner, and reports come back on demand. Each person handles more accounts, and operating costs remain the same as you grow.
Outcome 05 · For agencies and brokers
Build an agency that runs on automation you control
Repeat work comes back completed and checked, so errors decrease, new hires ramp up faster, and experienced staff move to client work. You set how far the automation goes.
Outcome 01 · For carriers and MGAs
Grow written premium with the agencies you already appoint
Your appetite and quotes reach agents where they already work, so you quote first more often. New agencies produce sooner, and less in-appetite business goes to competitors.
Outcome 02 · For carriers and MGAs
Bind more of the risks that fit your book
Complete, validated data at intake means more submissions decided on first pass, and a higher quote-to-bind ratio. More of what you bind fits the portfolio you set out to build.
Outcome 03 · For carriers and MGAs
Write and service more premium with the team you have
Triage takes a fraction of the time, book rolls finish in hours, and agents answer policy and claims questions from their own systems. Cost per policy falls as volume grows.
Outcome 04 · For carriers and MGAs
Become the carrier agents send their best business to first
Agents say fast submissions, policy download and easy quoting would move their placement. Meet them there, and it shows up in your submission count, retention and premium.
Results your peers measured
Cytora has enabled us to reduce from days to a few hours the time it takes us to present decision-ready risks to underwriters.
Allison Thornicroft · VP Business Solutions · Arch Insurance
70%
Faster intake to decision, from two or three days to two hours
95%
Automated digitization accuracy
[Book Builder] helped us write about $350,000 in out-of-state risks we wouldn’t have reached otherwise.
Faith Pezzulo · Commercial Lines Department Manager
$350K
Out-of-state commercial business written
For every prospect that comes in the door, we’ve gained easily three or four hours minimum.
Debbie Dumas · Director of Operations
3–4 hours
Back on every new prospect
Loved by customers on G2
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Start with one conversation
Bring what you run today and where the work slows down. An Applied specialist shows you what moves first.