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Taking Bold Sustainability Steps

Applied’s people and products enable millions of people around the world to safeguard and protect what matters most.

 
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In an era of increasing complexity, building the future of insurance requires more than just powerful technology—it demands a robust foundation of corporate responsibility. At Applied, we are committed to fostering transparency, governance, and operational integrity of our Environment, Social, and Governance (ESG) and risk management efforts, ensuring a stable, resilient foundation for sustainable innovation.

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Proactive Governance for a Dynamic Regulatory Landscape 

At Applied Systems, our sustainability strategy is engineered with foresight and precision, guided by our Board and executive leadership. We leverage a continuous and collaborative feedback loop between our Privacy, Compliance, and Legal teams to proactively manage risk. Through a structured framework, they are kept consistently informed on emerging climate-related developments, regulatory trends, and impacts on operations, data governance and strategy, ensuring our strategic direction is always aligned with the dynamic risk landscape.

Integrating Risk Management into Our Operational Core

Compliance at Applied isn't a separate function; it's an integrated layer within our risk management architecture. We utilize a cross-functional approach, embedding climate-related risk identification and assessment directly into our core processes alongside Legal, Operations, and Corporate IT. These data points are then aggregated into our central risk register, creating a unified source of truth that powers informed oversight and ensures our operational framework is both intelligent and resilient.

This integrated architecture allows us to capture and quantify a precise set of metrics, providing a comprehensive, 360-degree view of our environmental footprint:

  • Greenhouse Gas (GHG) Emissions 

  • Operational Efficiency

  • Strategic Risk Analysis

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From Compliance to Confidence: Building a Sustainable Future

Our approach to sustainability compliance is fundamental to building long-term stakeholder trust and operational resilience. While our analysis confirms that climate risks have not yet materially affected our financials, we are already modeling and planning for the future. We are proactively assessing the costs associated with emissions tracking, carbon offsets, and regulatory compliance, while simultaneously identifying tangible opportunities for cost savings through energy efficiency, operational improvements, and sustainable procurement. This dual focus on resilience and efficiency is how we build lasting value and ensure the entire Applied ecosystem is engineered for a smarter, more sustainable future.