United States
Canada (English)
United Kingdom
Ireland
Market risk the way each insurer wants it
Rate a risk across your markets, package it for a named underwriter, or email it from the account.
For Commercial Brokerages
Build a bigger commercial book, complex accounts included
Regardless of how a risk gets placed across an account, renewals, servicing and reporting should all begin and end in one platform.
Work more of the commercial book with the team you have
A commercial book can only grow as fast as your team can prepare, place and renew its hardest accounts. Submission data, missing risk details, insurer follow-up and routine service requests all compete for the same hours, so files stall between markets, and accounts go unquoted. Applied Epic® uses AI to research prospects before the first call, and your team rates a commercial risk across your markets from one entry. Comparable quotes and emailed responses come back to the same account. Every submission’s stage, status and insurer response is visible across the book, so anyone can pick up a file mid-market. The hours that come back can go to placement decisions and client conversations.
What a bigger book runs on
Commercial insurance broker software has to hold up as the book grows and accounts get harder to place.
Manage a policy in one place
When an endorsement posts against the policy in Applied Epic, servicing and billing read the same detail.
Research a prospect before the first call
A prospect gets a risk profile built from public business data, so you name the exposures worth discussing.
Issue a current certificate the same day
Clients pull current CSIO certificates from the portal themselves, so the request stops becoming a phone call.
What customers are saying
Frequently asked about commercial lines
It starts with the risk on the account. From there, the brokerage either rates it across its markets, packages it for a named underwriter, or emails it straight from the account, depending on the risk and the insurer.
The route matters less than the record. Whichever way it goes out, the responses come back to the same submission.
Market access is the set of insurers a brokerage can place business with and the ease with which it can reach them. It covers appointments, submission routes, and getting a risk in front of an underwriter who wants it.
Wider access only helps if it is usable. Canada’s P&C market is concentrated in a few large insurers, so what counts is how fast each one can be reached from the account.
Usually not. Commercial insurance broker software that sits outside the broker management system must import the account, policy and insurer history before it can do anything, which leaves two records to keep in sync.
Where quoting and submissions run against the account itself, a simple package policy and a complex program follow the same path through renewal.
Because more of the account is negotiable. A commercial renewal can involve changed exposures, new schedules, several markets, and an underwriter who wants the file presented a particular way, none of which a rating engine settles on its own.
What shortens it is having the prior term, the endorsements, and the insurer correspondence already attached to the account.
Go deeper on commercial lines
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Video
Epic Quotes Commercial Lines
Watch this video to discover how you can seamlessly remarket or quote new business, present a professional proposal, and simplify the bridge-to-portal bind experience without ever leaving Applied Epic.
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Webinar
New Commercial Forms Experience in Applied Epic
Watch this on-demand webinar to explore the new commercial forms experience in Applied Epic, which enhances workflows, reporting, and CSIO compliance.
View Now -
Product Brochure
Applied Commercial Lines
Delivering a seamless, fully integrated connected commercial lines experience directly within Applied Epic.
View Now
Grow the commercial book
See what changes when every commercial account, however its risks get placed, runs off one account and one connected platform.