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For IT leaders

Connect to your broker channel without replacing your core systems

Receive structured submissions and send policy data directly to the systems brokers already use, without pulling your team away from the product roadmap.

Connect once and simplify intake across the broker channel

One connection reaches brokers across every line you write and every brokerage management system they use, and your existing team maintains it.

  • 90 days

    Five new markets live

    Zurich proved its Agentic AI rollout model in five countries in that window, then widened the program.

  • Time to first CSIO feed

    Applied translates your policy data into CSIO format, so your team doesn’t build or maintain the mapping. Applied Systems Canada is the first Broker Management System (BMS) vendor to earn a Platinum Standards Certification Rating from the Centre for Study of Insurance Operations (CSIO).

  • 5 Hours

    Help desk hours returned

    Brokers find policy, billing and claims answers in their own system instead of raising a ticket with you.

The work you no longer build

Connectivity, digitization, and delivery all used to arrive as engineering requests competing with your roadmap for the same people.

Take in every submission format your agents send

Emails, PDFs, and ACORD forms arrive as structured data that your systems can already read and your underwriters can start working on.

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Your underwriting team keeps the system it already uses

Add intelligent risk intake and evaluation upstream of the systems your underwriters already use, without disrupting downstream workflows.

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Expose rating where your brokers place business

A CSIO-standard quote request reaches your rating service straight from the broker’s management system, for commercial and personal lines.

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Policy data lands in the systems your brokers work in

Policy documents and data arrive in each brokerage’s own system in CSIO format, which is where brokers look for them first.

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What IT leaders report

Cytora united cutting-edge tech and a winning team to deliver collaborative, high-quality results at unprecedented speed.

Armin Schaefer
Armin Schaefer Head of Customer & Digital IT, Commercial Insurance Zurich

Frequently asked about insurer IT

An insurer integrates a distribution platform with its core systems through APIs and an agreed data contract, not by replacing the systems underneath. Zurich kept the underwriting workbench its own teams already used and put the digitization layer upstream of it.

Your policy administration and core systems stay where they are. What changes is the condition the data arrives in.

Buy the foundation, build what differentiates you. A tier-one insurer had an in-house prototype running within a year, then put the rollout to its forty-plus lines of business for more than three years.

What you build instead is the pricing and risk-selection logic no vendor can copy for you.

Deploying AI at scale in insurance depends less on the model than on connectivity: the platform has to link risk data end to end, wherever it originates, or the automation stops at the first system boundary. Extraction alone is close to a commodity now.

Orchestration is the part that changes the operating model, and it’s the part that needs your integrations.

Usually the opposite. The alternative is several point tools, each needing its own connection to your core systems, and that’s the surface you end up securing. One platform covering intake and delivery leaves you a single connection to monitor.

Zurich went further and moved to self-serve deployment, so its own teams run the platform.