United States
Canada (English)
United Kingdom
Ireland
Sales and distribution
Grow submissions from the brokers that matter
See where your rates win against the market, and put your products where brokers quote.
For Insurers
Uplift written premium. Drop expense ratio.
Applied makes risk flow without friction between the businesses that need it, the brokers that place it, and the insurers that carry it.
Reimagine how risk flows
From submission to decision to servicing, Applied connects you to brokers inside the systems they already run, with no portal in between.
Solutions for every team across the policy lifecycle
Pick your team to see how Applied fits the work it’s measured on and the results it reports up.
Underwriting
Write more premium with the team you have
Each risk arrives structured and ready to price, screened against your own appetite.
Operations
Take the re-keying out of your cost base
Policy, billing and claims data move without manual entry. Your back office handles more business.
IT
Reach every broker without a custom build
One connection reaches brokers on every brokerage management system, and your engineers stay on the roadmap.
Why Applied for insurers
Connected, accurate, and built to scale.
More connected
The majority of insurers in Canada already rate and connect to brokers through Applied.
More accurate
Zurich sees 95%+ digitization accuracy on complex, multi-language submissions. More risk can go straight through.
More scalable
Underwriting and servicing run in one place. Adding a line or market needs no new build.
More secure
We hold ISO 27001 certification and SOC 2 Type 2 attestation. Security keeps pace as you scale.
What carriers say about Applied
Frequently asked questions about Applied for insurers
No, brokers keep working in their own brokerage management system. Your rates, quotes, policy documents and claims details reach them there, so they don’t have to log in to a portal or re-key a risk.
On your side, Applied connects to the policy administration and claims systems you already run. It doesn’t replace them or underwrite on your behalf.
No, Applied has built insurer connectivity in Canada for years: real-time personal lines rating, CSIO-standard commercial quoting and policy data exchange. Cytora adds risk digitization for submissions and claims.
Brokers and insurers work with one company, which builds both the broker management system and the connections insurers use to reach it.
Yes. Cytora reads submissions and claims documents in any format and turns them into decision-ready data for your underwriting and claims teams.
It connects to the policy administration, rating and workflow systems you already run.
A new era of risk transfer has dawned.
Applied connects brokers and insurers across Canada, so risk moves between you and your brokers without re-keying.