It rates a commercial risk across insurers and keeps the resulting submissions on the account. In Applied Epic, a risk can reach market three ways – comparative rating, a digital application packet sent to an underwriter, or an emailed submission – and Submissions Manager documents all of them in one place.

Brokerages can collapse cross-insurer rating into a singular comparative rating workflow to speed up quoting small commercial insurance. Risk data pre-fills from the account record, appetite shows up before the submission goes out, and quotes from qualified markets come back onto the same account.

Applied Epic leverages AI to pull emailed submissions into the system automatically – AI extracts the key fields, builds the submission record, and threads every inbound and outbound insurer email to it with a summary. An account manager reviews and confirms the auto-tracking is accurate.

Insurers with an appetite for the risk surface at the market-selection stage, before anything goes out. You choose from markets that can actually write the business.

Applied Epic Quotes for commercial lines works differently in Canada than in the United States. It covers commercial package business by industry segment rather than by individual line, and the insurer panel varies by segment and shifts as market relationships change. Direct insurer appointments are required before you can rate with a market.