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Price to win where brokers compare
Compare your rates against competitors across lines and territories, test rate scenarios and respond to market changes before premium moves.
For carriers
Capture more of the premium your brokers place elsewhere.
Brokers place business with insurers that make quoting easy.
What moves premium, and what costs it
When insurers make it easier for brokers to do business, more premium comes your way. When quoting creates friction, that business goes elsewhere. Applied puts your products at the point of quote and helps you get your quote back first.
Where premium is won
Each stage of the journey creates an opportunity to grow premium, from pricing against the market to delivering the first quote. Strengthening each step keeps business moving your way.
Faster submission intake
Small commercial submissions often arrive by email and sit in suspense. Win more email-submitted business and give underwriters the quote-ready information they need to make decisions without manual intake.
Reach every broker who quotes personal lines
Distribute home, auto and motorcycle rates to brokers across Canada in real time, through the rating most Canadian insurers already use.
Increase quote to bind ratios
On a small commercial deal, the first quote back usually wins, so get your quote to the front of the line.
What customers are saying
Frequently asked about growing written premium
Premium leakage is written premium an insurer is entitled to but never collects. Some of it never arrives, because a broker placed the risk somewhere easier. Some arrives with data too thin to rate the exposure accurately.
In the broker channel the first kind dominates, because the broker decides where a risk goes before you ever see it.
By being easy to place with. Brokers send business to the insurers whose products show up at the point of quote and whose quotes come back while the client is still deciding.
That means rating inside the broker’s workflow, taking in submissions without re-keying, and returning a quote while the broker is still on the deal.
Product fit, price and how easy you are to quote with. When two insurers can both write the risk, the quote that comes back first inside the broker’s workflow usually wins it.
Wawanesa, Halwell Mutual and Peace Hills Insurance put their commercial products in front of brokers at that moment through real-time commercial quoting on CSIO standards.
Re-keying. Every application a broker has to re-enter in your portal is a reason to send the risk somewhere else.
Quoting through shared CSIO question sets removes that step at the moment the broker is deciding where the risk goes.
No. The business this closes is business already inside your appetite that you were not seeing, or were seeing too late to quote first.
With better submission data, underwriters also spend less time filtering out-of-appetite risks and more time on the ones worth the work.
Hit your premium goals
Find out which point in your workflow is costing you the most premium. Bring nothing but your questions.